Terms of Service
Terms of Service
Effective Date: October 29, 2025
Company: My Scam Recovery (“Company,” “we,” “our,” or “us”)
Contact: [email protected]
1. Acceptance of Terms
By accessing or using the My Scam Recovery website or services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these terms, you are prohibited from using our site or services.
2. Description of Services
My Scam Recovery provides educational, analytical, and AI-assisted tools designed to help users identify, understand, and recover from scams or fraudulent activity. Our services are informational and supportive — we do not provide legal, financial, or law enforcement services unless otherwise stated.
3. Eligibility
By using our services, you represent that you are at least 18 years old and capable of entering a legally binding agreement. If you use our services on behalf of an organization, you confirm that you are authorized to act on its behalf.
4. Three (3) Business Day Cancellation Policy
In compliance with the Federal Trade Commission’s “Cooling-Off Rule” (16 CFR § 429), users who purchase paid services directly from My Scam Recovery have three (3) business days from the date of purchase to cancel for a full refund.
- Cancellations must be submitted in writing to [email protected].
- Refunds will be processed within 10 business days of confirmation.
- After 3 business days, cancellations are subject to review and may not be eligible for a refund if services have been initiated.
This policy does not apply to completed digital deliverables or third-party costs (e.g., hosting or domain fees) once initiated.
5. Use of AI and Data
Our platform uses artificial intelligence (“AI”) to assist in fraud analysis and scam detection. By using our services, you consent to the use of AI systems for data processing and analysis as described in our Privacy Policy.
- AI analysis may involve automated text and data review.
- All data used for AI model improvement is anonymized.
- No personal information is sold or shared with external advertisers.
6. User Responsibilities
- Provide accurate and truthful information when using our services.
- Refrain from uploading malicious code, spam, or illegal materials.
- Use services only for lawful purposes and in compliance with U.S. law.
My Scam Recovery reserves the right to suspend or terminate access to any user who violates these Terms or misuses our platform.
7. Communication Policy
Official communication will be conducted via email or phone. Our hours of operation are Monday through Friday, 9 AM – 5 PM (MST). Failure to respond to communication requests within 30 days may result in suspension of service without refund until contact is re-established.
8. Limitation of Liability
To the fullest extent permitted by law, My Scam Recovery, its affiliates, and representatives are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our website or services.
We make no guarantees regarding the accuracy, reliability, or completeness of information provided through AI or other tools. You agree that all decisions based on our content are made at your own discretion and risk.
9. No Legal or Financial Advice
The content provided by My Scam Recovery, including AI-generated recommendations, is for informational purposes only and should not be construed as legal, financial, or professional advice. Users should consult qualified professionals for such guidance.
10. Intellectual Property
All content, including text, logos, images, AI outputs, and website design, is the property of My Scam Recovery and protected under U.S. and international copyright and trademark laws. You may not copy, reproduce, or redistribute any material without written consent.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the State of Arizona, without regard to conflict of law principles. Any disputes shall be handled through binding arbitration in Maricopa County, Arizona, unless otherwise required by law.
12. Changes to Terms
My Scam Recovery may modify these Terms at any time. The most recent version will always be available on this page with an updated “Effective Date.” Continued use of the website or services after such changes constitutes acceptance of the new Terms.
13. Contact Information
For questions or concerns about these Terms, contact:
My Scam Recovery
Email: [email protected]
Hours: Monday – Friday, 9 AM – 5 PM (MST)
Location: United States
This Terms of Service document complies with U.S. Federal Trade Commission (FTC) standards, the Federal Cooling-Off Rule (16 CFR § 429), and applicable state consumer protection laws.
FAQ
Is this legal or tax advice?
No. We provide education and business tools. Always hire a licensed professional for advice and filings.
Can every scam loss be deducted?
Not necessarily. It depends on your facts and current law. Many personal theft losses have been suspended from deduction through 2025. Some investment-related losses may qualify. A CPA must evaluate your case.
What results can I expect?
We promise process quality- clear steps, documentation, and protection planning. Outcomes (including refunds, deductions, or law-enforcement actions) depend on third parties and your unique situation.
